Category: Banking
Mastering Online Shopping with Your Checking Account Number
Online shopping is super convenient. With just a few clicks and a credit or debit card, you can buy anything from AirPods to Ziploc bags and have them delivered right to your door, sometimes even on the same day. But not everyone wants or can use a credit or debit card. So, if you’re wondering,…
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Maximize Your Savings: 6 Strategies for Seamlessly Automating Deposits
When you save money instead of spending it, you gain financial freedom, security, and protection against job loss and emergencies. A substantial savings account can help entrepreneurs start a business, provide a cushion for car and home repairs, and allow people to plan for a stress-free, guilt-free vacation. The key to successful saving is being…
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Find Your Citi® Routing Number Here
Your Citi® routing number is useful for setting up direct deposits or transferring money from your checking, savings, or CD account to family and friends. Here’s why this number is important and how to find the right one for your needs. ### Citi Routing Numbers by State Here are the routing numbers for different regions:…
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Mastering the Art of Writing Numbers in Words on Checks
Writing a check correctly can be daunting, especially if you’re not used to it or never learned how. The less you use your checkbook, the more confusing it can be, particularly when writing out dollar amounts like $1,200 or $450. Don’t worry—here’s a simple guide on how to write numbers in words on a check.…
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The State of American Bank Balances in 2024
Americans are feeling a lot of financial stress these days. Even though inflation is stabilizing, the prices for many everyday items are still high, and interest rates are making mortgage and car payments more expensive. As a result, many people are living paycheck to paycheck. A recent survey by GOBankingRates found that 49% of Americans…
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Strategies to Bypass Chase’s Monthly Service Charges
JPMorgan Chase is one of the largest banks in the U.S., offering a variety of banking products to its customers. Besides their credit and debit cards, Chase also charges fees for their checking and savings accounts, which help cover operational costs. The good news is that many of these fees can be avoided by maintaining…
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Navigating Bank of America’s ATM Withdrawal Caps and Strategies for Accessing Extra Cash
When you’re picking a new savings or checking account from a bank, credit union, or any financial institution, you usually have a list of personal needs. Your bank account should align with both your long-term goals and everyday requirements. One important factor to consider is the limit on how much you can withdraw or deposit…
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EverBank Review: Top-Tier CDs, Money Market, and Checking Accounts
**EverBank Review: A User-Friendly Banking Option** EverBank, previously known as TIAA Bank, offers a range of financial services and products to U.S. residents. One of its standout features is the EverBank PerformanceSM Checking and Savings accounts, which offer competitive interest rates without the hassle of fees or minimum balance requirements. **Pros and Cons** **Pros:** –…
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Banks and Credit Scores: 5 Unexpected Factors They Ignore When You Open an Account
Opening a bank account might seem intimidating, but it’s actually simpler and more accessible than many people think. Curious about what traditional requirements you can skip? Here are five surprising things you don’t need when opening a bank account. ### 1. A High Initial Deposit You might be surprised to learn that many banks and…
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Redefining Wealth: How Bank Balances Can Influence Perceived Poverty
The idea of being “poor” is often seen as a simple yes-or-no situation. You’re either poor or you’re not. But in reality, poverty is more like a spectrum, and where you fall on it depends on various factors, including how much money you have saved. There’s no exact dollar amount that defines poverty, but there…
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