Everything You Need to Know About Your Fulton Bank Routing Number
Fulton Bank is a regional bank in the Northeast U.S. and has been recognized as one of GOBankingRates’ Best Northeast Regional Banks of 2024. The bank provides various services including checking accounts, savings, CDs, money market accounts, and comprehensive customer service both online and in branches across the five states it serves.
If you’ve recently opened a bank account with Fulton Bank, you might need your routing number for tasks like ordering checks, setting up ACH direct deposits or debits, transferring funds, or paying bills online.
**What Is the Routing Number for Fulton Bank?**
The routing number for Fulton Bank, regardless of your home branch, is 031301422. Unlike larger banks that have multiple routing numbers for different regions, Fulton Bank uses a single routing number for all its branches and customers.
**Did Fulton Bank’s Routing Number Change?**
Yes, Fulton Bank changed its routing number in 2018 after merging with The Columbia Bank. Customers received a new routing number, and checks with the old routing number were honored only until August 31, 2019. If you have checks from before October 13, 2018, you should not use them as they contain the old routing number.
**Where Can You Find Your Fulton Bank Routing Number?**
You can find your routing number at the bottom of your checks, provided they were issued after October 13, 2018. It’s the nine-digit number before your account number. If you don’t have checks, you can call a local Fulton Bank branch to confirm your routing number. Additionally, the routing number is available in Fulton Bank’s online Switch Kit, which helps customers transition from other financial institutions.
**What Is a Routing Number?**
A routing number is a nine-digit number used to identify a specific bank or credit union for money transfers. It appears in the bottom left-hand corner of paper checks, before your account number. You can also find it online or in the bank’s mobile app under “Account Information” or a similar section.
**Why Is Your Routing Number Important?**
The routing number ensures that funds are directed to or withdrawn from the correct account. It acts like a Social Security number for your bank, uniquely identifying it and differentiating it from others. Larger banks may have multiple routing numbers, but smaller banks like Fulton Bank typically use one.
**What Happens To Routing Numbers When Banks Merge?**
When banks merge, the surviving bank takes responsibility for all routing numbers. They must choose one principal routing number from the merged banks to use as the primary routing number. Within a year of the merger, the bank must notify the Registrar of plans to consolidate or retire additional routing numbers to comply with regulations.
**The Difference Between ABA and ACH Routing Numbers**
A routing number can also be referred to as an ABA routing number, used on checks and for domestic or international wire transfers into a U.S.-based bank account. International payments use a SWIFT code, and Fulton Bank’s SWIFT code is FLBKUS33.