Find Out Your BMO Routing Number
Learn about the routing number for BMO Bank.
### BMO Routing Number
The routing number for all BMO personal bank accounts is 071025661. BMO uses this single routing number for all its personal bank accounts, no matter where the account holder lives or which branch they use. This is different from some banks that have multiple routing numbers based on geographic regions or different purposes.
### How Routing Numbers Are Used
Routing numbers are used for various transactions, including:
– Check processing
– Electronic payments
– Direct deposit payments
– ACH transfers
– Electronic bill payments
You might have provided your bank’s routing number to your HR department for direct deposit when you started your job. If you receive Social Security payments, the government uses your bank’s routing number to deposit the funds into your account.
### Locating a Bank’s Routing Number
There are several ways to find your bank’s routing number. Traditionally, you could find it in your checkbook as the first nine digits at the bottom of a check. However, with electronic payments becoming more common, this method is less useful now.
Alternative methods to find your bank’s routing number include:
– Searching your bank’s website
– Contacting a customer service representative
– Checking your online bank account or mobile app
– Using the online ABA Routing Number Lookup tool
### BMO SWIFT Code for International Wire Transfers
For international wire transfers, SWIFT codes are used to identify banks. BMO uses the following SWIFT codes:
– For wire payments in Canadian Dollars: BOFMCAM2
– For wire payments in USD: PNBPUS3NNYC
### Final Take
Since routing numbers are publicly available, they are easy to find online. Just ensure the website you use is reputable and up to date.
### More on BMO Bank
– BMO Bank Review
– BMO Promotions
– BMO Bank Cash Back Mastercard Review
### Compare to Other Banks
– Chase Bank Review
– US Bank Review
– PNC Bank Review
– Wells Fargo Review
### FAQ
Here are answers to some frequently asked questions about routing numbers:
– Can a bank have more than one routing number?
– What if you need to make an international transfer?
– Are routing numbers the same as SWIFT codes?