Your Essential Guide to PNC Bank Routing Numbers

Your Essential Guide to PNC Bank Routing Numbers

Sending and receiving money electronically with your PNC Bank account is not only convenient but also necessary for direct payroll deposits and other transactions. In the U.S., all electronic bank transactions require a routing number, and there are several ways to find your PNC routing number. Here’s how you can locate it.

PNC Bank uses different routing numbers across various states and regions due to its widespread presence. Here’s a list of PNC’s routing numbers by state:

– Alabama: 043000096
– Delaware: 031100089
– District of Columbia: 054000030
– Florida: 267084199
– Georgia: 053100850, 061192630
– Illinois: 071921891
– Indiana: 043000096
– Kentucky: 083000108
– Maryland: 054000030
– Michigan: 041000124
– Missouri: 071921891
– New Jersey: 031207607
– North Carolina: 043000096
– Ohio: 042000398, 041000124
– Pennsylvania: 043000096
– South Carolina: 53100850
– Virginia: 054000030
– West Virginia: 271971560
– Wisconsin: 071921891

PNC’s routing numbers can vary depending on the type of transaction. Whether you’re making a wire transfer or setting up bill payments, the specific routing number you need will differ. It’s important to use the correct one to ensure your transactions go through smoothly.

For wire transfers, PNC Bank uses the routing number 043000096. This number might be different from the one on your checks or the one you received when you opened your account. To receive an incoming wire transfer, you need to provide this wire transfer routing number along with your checking account number.

Routing numbers, established by the American Bankers Association over a century ago, are essential for identifying banks during electronic transactions. These numbers are assigned to financial institutions that maintain an account with the Federal Reserve Bank. They are crucial for various banking activities, such as funding your savings account, making online payments, or setting up direct deposits.

Large national banks like PNC can have multiple routing numbers, especially if they operate in multiple states. It’s a good idea to periodically check the routing number at your local branch, especially if your bank has undergone a merger.

For international wire transfers, you’ll need to use a SWIFT code instead of a routing number. The SWIFT code for PNC Bank is PNCCUS33.

To find your PNC Bank routing number, you can refer to the state where you opened your account using the chart above. If you have a PNC Bank checking account, you can also find your routing number on a check — it’s the first nine numbers in the lower left corner. If you don’t have a check handy, you can call PNC Bank at 888-PNC-BANK (888-762-2265) or log in to your PNC account online to find your routing number.

If you’re unsure which number to use, it’s best to call PNC Bank to avoid any mistakes that could result in your money going to the wrong account.

Here are answers to some common questions about PNC Bank’s routing numbers:

– How do I find my PNC Bank routing number?
– What is PNC’s routing number?
– What bank routing number is 041000124?
– Does PNC have the same routing number?
– Why does PNC have two routing numbers?