Special Deals, Exclusive Offers, and Exciting Promotions from Chime for July 2024
Chime® is a financial technology company that offers an alternative to traditional banks through its online financial app. It provides a straightforward checking account with no monthly fees and a single savings account. Chime is well-known for its fast direct deposits, allowing you to receive your paycheck up to two days earlier than with other financial options.
### Chime Bonus Promotion for July
If you’re looking for a different kind of banking service, a Chime account might be a good fit. Chime offers various bonuses and promotions, including sign-up bonuses for new customers and direct deposit bonuses. Here are some of the promotions available in July.
#### Chime Referral Bonus
The Chime Referral Bonus combines a sign-up bonus and a refer-a-friend bonus. If you refer a friend to Chime and they open an account, both you and your friend can receive a $100 bonus. Here are the details:
– **Bonus amount**: $100
– **Direct deposit minimum**: $200
– **Qualifying direct deposits**: Deposits must come from your payroll provider, gig economy payer, benefits payer, or original credit or debit card transaction. Deposits from other banks, PayPal, Venmo, mobile check deposits, or one-time direct deposits do not qualify.
– **Who qualifies**: Existing Chime customers who refer a friend, or new customers who open an account using a referral link.
– **How to get the bonus**: Open a new Chime account through a referral link and make a qualifying direct deposit of $200 or more within the first 45 days.
– **Bonus posting time**: The bonus should be posted to your account shortly after meeting the requirements.
– **Referral limit**: You can earn up to $1,000 in referral rewards per calendar year.
#### Getting a Personalized Referral Link
To start earning referral bonuses, you’ll need a personalized referral link. Follow these steps:
1. Open your Chime app and log in.
2. Click on the settings gear icon and select “Invite Friends, Get Paid.”
3. Send your referral link via social media, text, or email.
4. If someone qualifies and opens a new Chime account, both of you get the $100 bonus.
### Chime Account Options
The $100 bonus applies to both Chime’s checking and savings accounts. Here are some features of Chime’s banking products:
#### Chime Checking Account
– No overdraft fees
– No monthly maintenance fee
– No minimum deposit requirement
– Large network of free ATMs
#### Chime High Yield Savings Account
– Variable Annual Percentage Yield of 2.00%
– No monthly fees or minimum deposit requirements
– Option to automatically deposit 10% of your paycheck into savings
– Round Ups feature to round up debit card transactions to the nearest dollar and deposit the difference into savings
– Requires a Chime Checking Account to be eligible
### Chime SpotMe® Bonuses
Chime also offers SpotMe Bonuses based on your account history and activity. Here are some key points:
– These bonuses temporarily increase your SpotMe limit.
– Eligibility is based on account history or participation in promotional campaigns.
– You can have up to $50 at one time, with extra bonuses saved in a bonus queue.
– You must continually meet eligibility requirements to receive bonuses.
### Opening a New Chime Account
Opening a Chime account is simple. You need an internet connection, a mobile phone or computer, and you must be at least 18 years old and a U.S. citizen or resident. You can apply through the website or by downloading the Chime mobile app for iPhone or Android. The process takes just a few minutes.
### Final Take: Is Chime Right for You?
If you prefer online banking, Chime could be a great choice. It helps you save on bank fees and allows you to manage most of your banking needs through its mobile app, including bill payments and money transfers. If eligible, you can also use the mobile check deposit feature.