Is It Possible to Deposit Cash at an ATM?
If you can’t get to a bank during regular hours, using an ATM is a handy option. You might be asking, “Can you deposit cash at an ATM?” The answer is yes, but you need to find one that accepts cash deposits. Many ATMs offer this feature, giving you a flexible way to manage your money outside of normal bank hours. This not only saves you time but also ensures your money is safely deposited without delay.
Let’s dive into how you can use ATM services to make your banking easier and more convenient.
### Can You Deposit Cash at an ATM?
Yes, many ATMs allow cash deposits, but often you need to be a customer of the bank. For instance, U.S. Bank and Chase let their customers deposit cash and checks at most of their ATMs. Online banks might require you to visit a physical location for cash deposits. For example, Discover allows cash deposits at Walmart stores, and Axios works with Green Dot retailers.
It’s important to know your bank’s rules for deposits. Not all ATMs accept cash, so you’ll need to find one that does and is compatible with your bank. Small ATMs in convenience stores usually don’t accept cash deposits, nor do some smaller banks and credit unions. Check with your bank to find out where you can make cash deposits.
### How To Deposit Cash at an ATM
To deposit cash at an ATM, follow these steps:
1. **Count Your Cash**: Know exactly how much you’re depositing to avoid errors.
2. **Go to the ATM and Access Your Account**: Use the ATM as you would for a withdrawal.
3. **Click Deposit**: Select the deposit option to start the transaction.
4. **Insert Your Deposit**: Put your cash into the ATM, which will count it and confirm the total with you.
5. **Complete the Transaction**: Confirm the total to finish the deposit.
### How To Deposit Cash With an Online Bank
If you have an online bank account, check where you can deposit cash. Some online banks don’t accept cash directly but partner with ATM networks or retailers. If your bank allows cash deposits at certain ATMs, use their website or app to find one. Follow the same steps as above to deposit cash.
To deposit cash through a retailer, find a participating store like Walmart, Kroger, CVS, Dollar General, or 7-Eleven. Give your cash to the cashier and follow the instructions in your bank’s app to move the funds to your account. There might be a fee for this service, depending on the bank and retailer.
### Where To Find ATMs That Allow Cash Deposits
Finding an ATM that accepts cash deposits is easy if your bank’s ATMs do. Use your bank’s website or app to locate nearby ATMs. You might need to enter your location or enable location settings on your device.
If you use an online bank, research your options for cash deposits. If your bank partners with an ATM network like Allpoint+, use their ATM locator tool to find a nearby machine.
### Can You Deposit a Check at an ATM?
Yes, you can deposit a check at some ATMs. It’s easiest to use an ATM owned by your bank. If that’s not possible, look for one within your bank’s ATM network. To deposit a check, insert your debit card and follow the on-screen instructions. Endorse the check, feed it into the ATM, confirm the amount, and get a receipt for proof of the transaction.